Most of Nic's first-time buyers carry student debt. What matters is the monthly payment — not the terrifying total — and the rules are friendlier than the internet told you.
See what you're likely eligible forWhat your servicer reports vs. what underwriting will use — often two different numbers.
FHA and conventional treat student debt differently. The right pick can be the whole ballgame.
Sometimes switching repayment plans months ahead adds real buying power. Legal, honest, and underused.
A mortgage and student loans coexist in millions of households. Yours can be one.
Graduates (and parents who borrowed too) who assumed the balance on the statement decides everything. It doesn't.
General guidelines, not a loan offer — programs and terms depend on your full picture.
No pressure, no jargon — just a straight answer about where you stand.