You made a hard, responsible call in a bad market. The clock to your next home is shorter than you think — and it may have already run out in your favor.
Find out where your clock standsPull the exact completion date. The waiting-period math starts there, not from when it feels like it happened.
Different programs, different waits. Nic maps which doors are open now and which open next.
On-time payments and low balances since the short sale carry serious weight. If you need months, you get a plan, not a brush-off.
Right program, honest budget, no repeat of the last time.
Anyone who sold short and assumed they were locked out of homeownership for a decade. You're probably not.
General guidelines, not a loan offer — programs and terms depend on your full picture.
No pressure, no jargon — just a straight answer about where you stand.